Having trouble paying your bills? Getting nasty notices from creditors? Are your accounts being turned over to debt collectors? You know the kind of distress debt causes in your own life. Debt is a method to make banks wealthy, not you. Read more...

      It used to be that a retailer or bank would have to call each creditor you listed on an application form before they would decide to extend credit to you. Today, they rely on credit reports, so it's important for you to know what is in yours. Read more...

      Shopping around for a credit card can save you money on interest and fees. You'll want to find one with features that match your needs. The first step in choosing a credit card is thinking about how you will use it. Read more...